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Homeowners Insurance Syracuse New York

What is home insurance?

Homeowners insurance supplies financial protection against most liable and weather related disasters. A standard policy insures the home and the personal property you keep inside it. Homeowners insurance can be designed as a package policy. Meaning it addresses damage done to your home as well as liability responsibility for damages you or your relatives cause to other persons in your property line. This can also cover damage attributable to family pets. Damage caused by floods and earthquakes have to be covered by obtaining separate riders independent of a standard policy. Upkeep-related problems are the homeowners responsibility.

I need a new roof does my homeowners insurance cover it?

It’s critical for you to understand that homeowners insurance is designed to cover “unexpected damage”, not regular repair. Ask our staff to discuss what’s covered, & make sure you understand the insurance coverage being offered to you, so you ca make sure you Know what is covered and what is not.

Aren’t all house insurance policies the same?

No. Investing in a New York home insurance policy shouldn’t be something you rush through. The brokers at Donigan Insurance will take the time to explain the options available and help you understand the ups and downs of insurance coverage. Your homeowners insurance policy is financial protection against damages and liability issues. You shouldn’t’t leave it to just anyone. We have the experience plus resources to get you a Syracuse New York insurance coverage that most accurately fits your needs, at values that you can afford. And don’t forget you can also save up to thirty percent on insurance coverage by combining home insurance coverage with almost any other policy we offer.

Here are a few things to keep in mind when selecting coverage choices on Home insurance:

  • Just how much will it cost to rebuild my home and replace my possessions if they’re broken or ruined?
  • Which discounts do i qualify for? (Ask about multiple policies, security system and fire resistance special discounts.)
  • What is the procedure for submitting home insurance a claim? (Ask who to call & what takes place after you file a claim.)


For more information on New York homeowners insurance coverage, phone Donigan Insurance at 315-428-8600 today! We could give you numerous plans for designing tailored & full line home owners insurance coverage. Filling out our free quotation application above could also help us better appreciate your houses insurance requirements. A house is very important to any person, do not leave yours to chance.


New York Insurance Agency offering Home Insurance policies in
Rochester, Buffalo, and Albany New York.

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