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Boat Insurance Rates

When the days are clear and the weather is warm, we know that the first idea that enters your mind is to take your boat out and cruise your local waterway, go fishing or take out the water-skis and spend a relaxing day with the family or friends. Your boat allows you to get away from all the stress and pressure of the mainland. Whatever you use your boat for; we know it must be pretty difficult to picture your life without it. At Donigan Insurance, we make sure that you enjoy your time on the water, without having to worry about what would happen if something went wrong. Donigan Insurance will customize an affordable watercraft insurance policy for your boat, and provide you with the best watercraft insurance protection available. We understand the differences between types of boats and can tailor an greater Syracuse area insurance policy for your power boat, sailing boat, or commercial fishing boat.

New York Boat insurance is very similar to car insurance. Many of the same options and choices you have for your auto insurance policy will be presented to you for your boat insurance.

  • Medical Payments Coverage
  • Physical Damage Coverage
  • Liability Coverage
  • Collision and comprehensive coverage
  • Uninsured/Underinsured Watercraft Bodily Injury
  • Fuel Spill Liability and Wreckage Removal
  • Personal Effects coverage
  • Unattached Equipment coverage
  • Emergency Assistance coverage


Donigan Insurance provides a broad range of comprehensive boat insurance, marine insurance and yacht insurance at low rates. From small boats to multimillion dollar yachts, our boat insurance experts can help you find the best marine coverage for your watercraft.

  • Top A-rated Domestic Companies Only
  • Extremely Competitive Boat Insurance Rates
  • Courteous, Knowledgeable Underwriting
  • Easy Claims Service

Donigan Insurance boat insurance quotes are tailored to fit your individual needs based on the kind of boat you own and the activities you enjoy with your boat. For example, if you own a fishing boat, we offer optional fishing equipment coverage. Or, if your kids enjoy water-skiing, we provide watercraft liability. So, whether you own an antique boat, power boat, ski boat, fishing boat, pontoon or pleasure boat, Donigan Insurance has the right boat insurance for you – at a competitive rate. Donigan Insurance provides boating insurance for any type of motorboat or sailboat.

Their are a lot of things to consider when getting boat insurance, so don’t just go online and get Geico boat insurance or progressive boat insurance without speaking to an agent. For more information on obtaining a grater Syracuse NY area insurance policy contact, Donigan Insurance at 315-428-8600 or fill out our online form above for your FREE Boat Insurance Quote today.

*Depending on your state, insurance on your boat may or may not be mandatory.


New York Insurance Agency offering Boat Insurance policies in
Rochester, Buffalo, and Albany New York.

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